The Center for Global Development presents

Impact of Private Health Insurance on Health Care Utilization in Nigeria


Emily Gustafsson-Wright
Guest Scholar, Brookings Institution
Senior Researcher, Amsterdam Institute for International Development

Jacques van der Gaag
Senior Fellow, Brookings Institution Director, Amsterdam Institute for International Development

Hosted by

Amanda Glassman
Director of Global Health Policy and Senior Fellow
Center for Global Development

Can community-based health insurance for the poor increase access to health care and reduce the economic burden of disease? Emily Gustafsson-Wright and Jacques van der Gaag will present micro-evidence from a private health insurance intervention in a rural part of Kwara State. This program, launched in 2009, offers a unique combination of subsidized health insurance, a comprehensive benefit package and access to high-quality health facilities. The study finds that the intervention not only increases utilization of health care among the insured (as well as in the treatment community overall), but that it also increases utilization of quality health care. In addition, the insurance intervention leads to a significant reduction in out-of-pocket expenditures on health and appears to increase awareness of health status. Finally, the results point to a decline in prevalence of measured hypertension among the insured. Additional analysis finds that impacts are heterogeneous across the population with greater impacts on the insured poor.

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Wednesday, 16 Jan 2013 12:00 PM - 1:30 PM - (GMT-05:00) Eastern Time (US & Canada)


Center for Global Development
1800 Massachusetts Avenue NW, Third Floor
Washington, District of Columbia

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Kyla Lawrence, Events Manager


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